Oak Tree Title, LLC (d/b/a Oak Tree Settlement Services, LLC
in Pennsylvania only) (hereinafter “Oak Tree Title”)
is committed to ensuring the privacy and confidentiality of its
customers and visitors to the company's web site. As such, Oak
Tree Title utilizes industry-standard security measures to safeguard
internet transactions and communications. The purpose of this
statement is to explain the types of information Oak Tree Title
collects about visitors to its website, the manner in which this
information is collected and used, with whom and under what circumstances
the information is shared.
Special Note About Children
Oak Tree Title does not provide services to children and its
web site is not intended for children. Oak Tree Title asks that
minors not submit any personal information to Oak Tree Title.
If you are a minor, you can only use this site or Oak Tree Title's
services in conjunction with a parent or guardian.
Non-Personal Information Collection
While Oak Tree Title's web servers may automatically collect
visitor domain names, they do not collect nonpublic personal
information ("personal information") about visitors.
The web servers may gather information about the particulars
of a visitor's visit through the Oak Tree Title web site such
as the web page from which a visitor enters Oak Tree Title's
site, the pages within Oak Tree Title's site visited, how long
a visitor is on the site, and other such information that will
help Oak Tree Title evaluate and improve its site.
Personal Information Collection
When visitors voluntarily provide personal identification information
to Oak Tree Title through the company's web site, such as when
ordering services/products and accessing account specific or
other profile information, Oak Tree Title limits its use of such
information to the purposes for which the information was provided.
However, Oak Tree Title reserves the right to use such information
for marketing/product development research and other similar
purposes and/or to contact a visitor regarding additional services/products
such visitor may find useful, in accordance with applicable law.
Internal Disclosure of Information
Oak Tree Title employees are permitted access to the information
they require to perform their jobs and service customers. Oak
Tree Title maintains strict internal policies against the unauthorized
disclosure or use of the customer's personal information. Oak
Tree Title has affiliates with which it may share personal information
as permitted by law.
Third Party Disclosure of Information
Oak Tree Title does not sell or disclose personal information
obtained on-line from visitors through the company web site to
anyone outside of Oak Tree Title and its affiliated companies
unless (i) it is necessary to process the order or request for
its services; (ii) specifically authorized by a visitor; (iii)
as permitted by law including disclosure necessary to protect
the safety of Oak Tree Title customers, employees, or property.
Unsolicited E-mail
Oak Tree Title does not send unsolicited "junk" e-mail
(spam). However, the company does use e-mail to communicate with
customers and respond to visitor inquiries, confirm orders placed
online, and send information requested by visitors through the
company's web site. Any visitors receiving unwanted e-mail from
Oak Tree Title should contact the company and advise of their
desire not to receive future e-mails and/or request removal from
Oak Tree Title's e-mail list. As soon as commercially reasonably,
Oak Tree Title will remove such visitor from the company's e-mail
list.
Cookies
Oak Tree Title's web site may use "cookies" to improve
the level of service to visitors. Cookies are lines of text that
are transmitted to a web browser and stored on the visitor's
hard drive. When the visitor returns to the Oak Tree Title web
site the cookie is transmitted back. Cookies provide a way for
a server to recall a previous request or registration, or to
keep track of a transaction as it progresses thereby eliminating
the need to repeat the information previously provided. A cookie
can only be accessed from the web site that placed it on the
visitor's system. The cookies used by Oak Tree Title do not collect
personal information and Oak Tree Title does not combine
information collected through cookies with other personal information
to determine a visitor's identity or e-mail address. Cookies
are commonly used on web sites today and should not harm any
system upon which they are transmitted. Browsers can be configured
to notified visitors when cookies are about to be received and
provide visitors with the option of refusing cookies.
Future Privacy Policy Modifications
Oak Tree Title is continually trying to improve the services
it provides customers and the experiences of visitors to the
company's web site. As such, Oak Tree Title may expand its capabilities
for obtaining information about visitors in the future. Thus,
Oak Tree Title reserves the right to revise its Privacy Policy
as required by advances in technology or other changes in the
collection of information through the internet.
Questions
Questions regarding this Privacy Statement should be directed
to Oak Tree Title's customer service group at info@oaktreetitle.com.
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Oak Tree Title, LLC (d/b/a Oak
Tree Settlement Services, LLC in Pennsylvania only) (hereinafter “Oak
Tree Title”) requires all persons or entities visiting
the Oak Tree Title Internet site to agree to the following
terms and conditions. By accessing the Oak Tree Title site,
you confirm your agreement to and acceptance of these terms
and conditions.
Corrections and Modifications
Oak Tree Title is under no obligation to update, correct, or
otherwise modify any information contained, residing, or transmitted
to this site. While every reasonable effort is made to ensure
that the information presented on and contained in this site
is accurate and correct, there may be inadvertent (technical
and/or factual) inaccuracies and typographical errors. Information
contained in the Oak Tree Title site may also become out-of-date.
While Oak Tree Title disclaims all responsibility to update or
correct any information placed on its site, Oak Tree Title reserves
the right to make changes and updates to any information contained
within the Oak Tree Title site, including these Terms and Conditions,
at Oak Tree Title's discretion and without prior notice.
Consent to Monitoring and Disclosure
Oak Tree Title is under no obligation to monitor the information
residing on or transmitted to the Oak Tree Title site. However,
anyone accessing the Oak Tree Title site agrees that Oak Tree
Title may monitor the site to (1) comply with any necessary laws,
regulations, or governmental requests; (2) operate the site in
a manner Oak Tree Title deems proper or to protect against conduct
Oak Tree Title deems inappropriate. Oak Tree Title shall have
the right, but not the obligation, to reject or eliminate any
information residing on or transmitted to its site that it believes
is unacceptable or inconsistent with these terms and conditions.
To the extent Oak Tree Title receives information or materials
through its site, including but not limited to feedback, data,
answers, questions, comments, suggestions, plans, or ideas, such
information or material shall be deemed to be non-confidential.
Oak Tree Title assumes no obligation to protect such information
from disclosure. The submission of information or materials to
Oak Tree Title through the Oak Tree Title site shall in no way
prevent the purchase, manufacture, or use of similar products,
services, plans, and ideas by Oak Tree Title for any purpose
whatsoever. In addition, Oak Tree Title shall have the right,
in any form now or hereafter known, to reproduce, use, disclose,
distribute, transmit, create derivative works from, and publicly
display and perform, any information or materials submitted by
visitors/users through any Oak Tree Title site.
Endorsements and Linked Site
Periodically Oak Tree Title makes reference in its site to the
products, services, processes, hypertext links, or other information
of third parties (hereinafter “Third Party Products”).
Unless specifically stated otherwise, such references shall not
constitute or imply Oak Tree Title's endorsement, sponsorship,
or recommendation of such Third Party Products. Third Party Products
are the sole and exclusive responsibility of the third party
owner. Oak Tree Title is not responsible for the Third Party
Products or the content on any third party internet site linked
to any Oak Tree Title site.
Security
Any user of the Oak Tree Title server or site agrees to comply
with any security processes and procedures (such as passwords)
specified by Oak Tree Title with respect to access to or use
of the Oak Tree Title site. Unless specifically authorized by
Oak Tree Title in writing, users of the Oak Tree Title server
or site further agree not to access or attempt to access any
areas of or through the site that are not intended for general
public access.
Press Releases/Company News
Any press releases, company news, or other materials contained
on the Oak Tree Title site reflect circumstances and conditions
that existed as of the respective dates on which they were initially
released, presented, or otherwise made.
Warranty Disclaimer and Limitation of Liability
THE USER OF THE OAK TREE TITLE SYSTEM AND SITE ASSUMES ALL RESPONSIBILITY
AND RISK FOR THE USE OF THE SERVER, SITE, AND THE INTERNET GENERALLY.
OAK TREE TITLE, ITS AFFILIATES, OFFICERS, DIRECTORS, AGENTS,
ASSIGNS, AND SHAREHOLDERS DISCLAIM ALL WARRANTIES, REPRESENTATIONS,
OR ENDORSEMENTS, EXPRESSED OR IMPLIED, WITH REGARD TO THE INFORMATION
ACCESSED FROM, OR VIA, THE OAK TREE TITLE SERVER, SITE, OR THE
INTERNET, INCLUDING BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES
OR MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, SYSTEM
INTEGRATION, DATA ACCURACY, OR NONINFRINGEMENT. OAK TREE TITLE
DOES NOT ASSUME ANY LEGAL LIABILITY OR RESPONSIBILITY FOR THE
ACCURACY, COMPLETENESS, USEFULNESS, OR TIMELINESS OF ANY INFORMATION,
APPARATUS, PRODUCT, OR PROCESS DISCLOSED ON THE OAK TREE TITLE
SERVER, SITE, OR OTHER MATERIAL ACCESSIBLE FROM THE OAK TREE
TITLE SERVER, SITE, OR INTERNET. IN NO EVENT SHALL OAK TREE TITLE
OR ITS AFFILIATES BE LIABLE FOR ANY SPECIAL, INDIRECT, OR CONSEQUENTIAL
DAMAGES, OR ANY DAMAGES WHATSOEVER RESULTING FROM ACCESS TO OR
USE OF THE OAK TREE TITLE SITE, OR THE INTERNET GENERALLY, UNDER
CONTRACT, TORT, OR ANY OTHER CAUSE OF ACTION OR LEGAL THEORY,
OR FROM LOSS OF USE, DATA, OR PROFITS, WHETHER IN AN ACTION OF
CONTRACT, NEGLIGENCE, OR OTHER TORTIOUS ACTION, ARISING OUT OF
OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THE INFORMATION
ON THE OAK TREE TITLE SERVER, SITE, OR THE INTERNET GENERALLY
EVEN IF OAK TREE TITLE HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY
OF SUCH DAMAGES. NO ACTION, REGARDLESS OF FORM, ARISING OUT OF
THE USE OF THE OAK TREE TITLE SERVER, SITE, OR THE INTERNET GENERALLY
MAY BE BROUGHT BY A USER/VISITOR MORE THAN ONE (1) YEAR AFTER
THE USER/VISITOR KNEW OR SHOULD HAVE KNOWN OF THE OCCURRENCE
OF THE EVENT(S) WHICH GAVE RISE TO THE CAUSE OF ACTION.
THE INFORMATION PROVIDED ON THE OAK TREE TITLE SERVER AND/OR
SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS
WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED,
INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE, NONINFRINGEMENT
OR IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE, SYSTEM INTEGRATION, OR DATA ACCURACY. NO ADVICE OR INFORMATION
GIVEN BY OAK TREE TITLE, ITS AFFILIATES OR THEIR RESPECTIVE OFFICERS,
EMPLOYEES, OR AGENTS SHALL CREATE ANY WARRANTY. NEITHER OAK TREE
TITLE NOR ITS AFFILIATES WARRANT THAT THE INFORMATION OR MATERIALS
ON THE OAK TREE TITLE SERVER, SITE, OR ON THE INTERNET GENERALLY
WILL BE UNINTERRUPTED OR ERROR FREE OR THAT ANY INFORMATION,
SOFTWARE, OR OTHER MATERIALS ACCESSIBLE FROM THIS SERVER, WEB
SITE, OR THE INTERNET GENERALLY IS FREE OF VIRUSES OR OTHER HARMFUL
COMPONENTS.
No Advice
The information and materials contained on the Oak Tree Title
site are intended for informational purposes and are not intended
to offer advice, legal, financial, or otherwise, about specific
situations or problems. Oak Tree Title encourages all visitors
and users to obtain competent and professional assistance in
all matters requiring such advice or guidance.
Failure to Comply
Oak Tree Title reserves the right to terminate or restrict the
access of any user or visitor to this or any Oak Tree Title site
without notice should Oak Tree Title determine that a user has
violated (or is threatening to violate) any of these Terms and
Conditions. Oak Tree Title also reserves any and all remedies
at law or equity in connection with violation of these Terms
and Conditions.
Governing Law
Any disputes resulting from a visitor’s use of this or
any Oak Tree Title server or site shall be construed and enforced
under the laws of the State of Maryland. Visitors hereby submit
to the jurisdiction of the courts of Maryland, and waive any
objection to venue with respect to actions brought in such courts.
In any dispute, the prevailing party shall be entitled to recover
its reasonable attorney’s fees and cost from the non-prevailing
party. If any provision of these Terms and Conditions is held
invalid, illegal, or unenforceable, the validity, legality, or
enforceability of the remaining provisions shall in no way be
affected or impaired thereby.
Questions
Questions regarding these Terms and Conditions should be directed
to Oak Tree Title's customer service group at info@oaktreetitle.com.
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